Most people will end up in a car crash at some point in their lives. It may not be severe, but in Texas, a collision occurs once every 59 seconds.
If it ever occurs to you, and you suffer a personal injury as a result, you need to know precisely how to handle it. Unfortunately, many myths persist concerning auto collisions. That is why it is critical to separate fact from fiction well in advance of when that crash occurs.
Myth #1: You do not need a lawyer because your auto insurance provider will cover everything
Not every car accident will require an attorney’s intervention. However, you need to be mindful that your insurance provider may not have your best interest at heart. It is the company’s job to pay out as little as possible, which is why you should never automatically take the first settlement offer. Consult with a lawyer first, so you can receive advice on which course of action to pursue.
Myth #2: It is okay to leave the scene if the accident was minor
Even if the accident was a minor fender bender where both vehicles traveled at under five miles per hour, you still want to stop and check in on the other party; people can still sustain serious injuries at that speed. Even if the damage is minimal, you instantly have a hit and run charge against you if you leave before exchanging insurance information.
Myth #3: The police will figure out who is primarily at fault
You should always contact the police to come out to the scene after a crash. They will create an official police report, which is a great piece of evidence to have in case this incident goes to court. While both drivers will provide their sides to the story, the police do not ultimately decide who is mostly to blame. The judge and the attorneys will also review all the evidence to decide who is at fault.