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3 things to know about subrogation rights

Many people who file personal injury cases do not properly understand an important concept called subrogation rights. However, these can have a big impact on your personal injury case and the overall compensation you receive, so it is important to know what they are and how they can affect your case.

Here are three things you should know about subrogation rights as you move forward with a personal injury case from a car accident. Understanding these facts can help you evaluate the importance and value of having a skilled personal injury attorney handle your case.

Debunking 3 estate planning myths

You may not want to think much about estate planning, but it is a crucial subject to consider. Setting up an estate plan guarantees the ones you love will get what they need when you pass away. However, there are a lot of misconceptions about estate planning out there that may make things more difficult for your beneficiaries if you believe them.

Making sure your estate plan is sufficient and airtight is imperative to passing on your assets to your heirs as painlessly as possible. Here are some popular myths about estate planning you should not buy into.

Retirees need to engage in estate planning

Planning for retirement is crucial for enjoying the senior years that people in Texas work so hard getting to. According to USA Today, baby boomers are forgetting to put a premium on getting their estate plans up and running. Without adequate estate planning, when a person dies, there may be chaos within the surviving family at a time when they are grieving and otherwise under severe stress.

Soon-to-be-retiring people tend to look at what their financial situation will be for retirement and how it may accommodate the activities they want to engage in at that time. They do not tend to think of what happens to that situation when they die.

Did your loved one die as a result of another's negligence?

Nothing is harder than losing a loved one. The loss becomes even more difficult to bear when it comes as the result of negligence on the part of someone else. This amounts to wrongful death - a death that should not have occurred. 

If your loved one died as a result of someone else's negligence, you may consider pursuing a wrongful death lawsuit. Despite the pain and suffering of losing your loved one, finding justice in court may help you as you move forward in rebuilding your life after tragedy.

Seek medical evaluation following a minor car collision

Let us say you stop at a light and someone who, thankfully, is driving at a low speed, rear-ends you. Nevertheless, you feel the impact from your head to your toes.

You may be able to walk away from the accident. You may want to do no more than making the obligatory exchange of insurance information with the driver, then head for home, but think again: Your next step should be to seek a medical evaluation.

Do not forget loss of future earnings in a wrongful death case

The legal damages that are potentially compensable in a Texas personal injury or wrongful death case can vary depending on the applicable facts of each case. Some are of a non-economic nature, while others are pecuniary.

When fatal accidents occur through negligent actions of others like those recently suffered in our local areas, the emotional pain of the loss of life to the family members is immeasurable and often lasts a lifetime. In addition, the financial losses that result to the dependent family members of a person who dies can be further, devastatingly life-altering.

How to talk to witnesses after a car accident

Texas drivers need to be careful on roadways. According to data collected by the Texas Department of Transportation, a car crash occurred every 57 seconds in 2016. 

One of the things someone needs to do after a collision is speak to any witnesses who saw what happened. Sometimes there is not going to be anybody around. Sometimes a person will be there, but drivers need to talk to them the right way. Witness testimony is highly useful if a collision ends up going to court, so it is important to speak to people in the area the correct way. 

Extreme acts of negligence may amount to criminal charges

Deadly accidents can occur on Texas' land as well as in water. The same negligence that may contribute to a vehicular crash can also result in a boating accident.

Distracted operation is a significant cause of severe car collisions. Operating a boat is no different.

Understanding subrogation

Car accidents occur far too frequently. Despite government efforts to curb collisions, it appears as though they are on the rise. In the state of Texas, there was a 3.59 percent increase in car accidents between 2015 and 2016. 

Following an accident, drivers need to go through their insurance providers to recover damages. Insurance agencies typically go through a process known as subrogation, and it is beneficial for average drivers to understand what this means and what needs to be done. 

Not all assets need to go through probate

In many cases, probate is a relatively simple process. Sometimes, though, it can be drawn-out and confusing. A possible example would be when someone with a complicated estate dies without a will.

In any case, here is a look at some assets that do not need to go through probate.


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